Here at Reis Insurance, we know that finding our clients the right property insurance is only part of our job. We deliver client satisfaction when we help customers recover from damages caused by storms and other risks as quickly and fairly as humanly possible. Take a moment to consider some suggestions that will ensure a satisfactory experience when you do have to make a claim after storm damages.
How to Recover After a Storm Damages Your Property
Of course, you should take the proactive step of understanding the kinds of claims your insurance covers. For instance, in most areas, typical homeowners policies don’t cover natural flooding events, so you also need flood insurance. Typical policies will cover windstorms, so if your home gets flooded because wind damages your roof and allows rain in, you can file a claim. Anyway, you should proactively read your policy and contact us to discuss any parts of your policy you don’t understand.
Before, during, and after a storm, you should first attend to your safety. Still, your insurer will expect you to protect your property and personal property as soon as you reasonably can. That means that when you can return to your home or business, you should take measures to make sure that any problems with your structure won’t cause even more damage.
To help with that:
- Contact your insurance agent to begin your claims process as quickly as you can.
- If you need emergency water remediation or a temporary patch to your roof, you can ask your insurance agent for guidance.
Be Careful of Fly-by-Night Contractors
While you may urgently need repairs, be wary of contractors who may knock on your door or try to sell you services with high-pressure sales tactics. Sadly, after many major storms, unlicensed repair companies appear to take advantage of homeowners. Many homeowners have regretted their decision to pay these people up front because the work could not pass inspection or the contractors were not properly licensed and insured.
While you’re probably eager to see your property repaired, hasty decisions can end up costing you valuable time and money in the long run. Your insurance agent or insurance company may be able to refer you to reputable contractors in your area. You don’t have to use these businesses, but you should check out references for any contractors you consider hiring. When you call to start your claim, you can always ask for guidance if you’re not sure how to find the right company to work on your property.
Speed Your Storm Recovery by Working With the Right Insurance Company
As an established insurance agency in River Falls, the agents here at Reis Insurance Agency have helped many clients recover after storms, snow melt, and other hazards have passed. We’re eager to help you find the right coverage and make the most of the benefits that your insurer provides you with. Contact us at your earliest convenience to discuss your policy and your property with us.