It’s at this time of year that we’re reminded of the scary thoughts of ghosts, goblins and things that go bump in
the night. It’s also a time where we might recall the fun we had as kids dressing up and heading out to fill our bags with candy. While Halloween may be scary, shopping for insurance shouldn’t be.
When you think of what makes one scared, it usually has to do with facing the fear of the unknown. It might be “What is that noise I hear?” or “What’s behind that door?” It could also be “If something bad happens to me, my family, or business – am I covered?
Shopping for insurance shouldn’t be a scary process – unless you’re trying to do it on your own.
TV commercials may suggest that 15-minutes can save you 15%, or “Name your price and we’ll give you coverage options.” Don’t fall for it. While insurance isn’t fun for most people (although we think it is at the Reis Agency), it is something that should be taken very seriously. Having the right coverage and limits in place is often the primary factor of whether or not your car is back on the road after an accident, your home is rebuilt after a fire, or your business continues to operate after an unforeseen lawsuit or accident.
If you haven’t a clue as to what you need or what is a fair price, don’t feel alone. Insurance can be a complicated subject, especially when you only have to deal with it from time to time. The good news is there are professional insurance agents and customer service representatives that deal with needs like yours every day and are more than happy to help you make an informed decision.
It’s an insurance agent’s job to ask the right questions, so he or she can best understand your situation, including what risks are at hand, where your priorities lay, and what your tolerance to risk is. If you’re lucky enough to be working with an independent insurance agent, he or she can provide you with a number of coverage options from various companies. Doing this will ensure you’re receiving the right coverage for your personal belongings or your business property at a fair price.
The best part of working with a professional insurance agent? The services just described to you are often done without any direct cost to you. In fact, you can have your very own agent take care of your family or business needs and actually pay less than if you were to do it all yourself. Can you think of any other professional service that can make that claim?
Now that you know a lot more about the subject, you don’t have to be scared of insurance at all. Give us a call at Reis Insurance and we’ll take the time to ask the right questions and provide you with a number of options to choose from.